One Insurance Policy to Cover (Almost) Everything.
Many people have multiple insurance policies – whole or term life insurance, long-term care insurance, disability insurance, and others – and they are paying premiums for each and every one. This can get expensive, fast.
There’s a better way.
If you could have an insurance policy that covered you for all of these perils for the same low premium, wouldn’t you want to consider it?
With an Indexed Universal Life (IUL) policy, people who need permanent life insurance protection but wish to take advantage of cash accumulation via an equity index can have it all with one low monthly payment.
Why deal with the hassle of multiple policies when you can have one policy that does (almost) everything?
Long Term Care
If you need to be placed in an assisted living facility or home health, our policies will cover these costs in part or in full.
Terminal Illness
If you are diagnosed with a terminal illness, our policies will pay.
Chronic Illness
If you have a qualifying chronic illness that prohibits you from working, our policies will pay.
Disability Income
If you are injured or disabled and can no longer work, our policies will pay.
Cash Accumulation
Looking for a way to save money for retirement or big life events? Our policies do that, too!
Additional Coverage
There are so many ways you are covered with our policies–we think we have the perfect policy for any situation!
Speak With an Agent
Ready to learn more about how we can lower your premiums and offer (almost) every kind of coverage you need for on low price?
Click below and fill out a quick form to set up a phone call with one of our agents. We look forward to hearing from you!
What Our Clients Say
“Mr. Hans (that’s what I call him) has helped me and my family with our insurance for a long time now. More than 10 years. He always explains everything so I understand. I have a son who needs a lot of help and Mr, Hans helped me make sure my son is taken care of if I can’t take care of him anymore. He helped me a lot when my husband died to make sure my money was safe. He worked with my lawyer to get all the paperwork straightened out for my son. I tell my family if they need help with any of there life insurance or Medicare or long term care to give him a call.”
Sandi S.
Morgantown WV
“Mr. Wikle was a lifesaver for me when my sister had a stroke and I had to get her Medicaid to take care of her. He took care of everything with DHHR. After he got all that finished for my sister he talked to me and my husband about our coverage. Mr. Wikle explained all the thing we wanted to know about what happens if something happened to one of us. I was really worried about how much it cost to take care of either of us. He showed us a plan that we can afford and that will pay most of the cost to have someone come take care of us in our home.”
Janet S.
Charleston WV
“Hans was the biggest help to me and my wife. I own a farm and we got a little bit of money from gas rights. We were really concerned that we could lose it if one of us got down. If I’m not able to farm anymore I got to pay someone to come do the work. Or if I need to go to a nursing home it wouldn’t take very many years till my wife would be broke. Hans showed us a plan that makes sure pretty much what ever happens to me or my wife we won’t lose our money and the farm can go to my boys.”
William L.
Bridgeport, WV
Let’s Get Started
Click the button below and choose a convenient time from our calendar to talk!
